Whether you’re applying for a loan or filing taxes again, here’s how to get past tax records quickly and safely.

Why Your Old Tax Returns Matter

Tax records aren’t just paperwork. They’re proof of your income, tax payments, and financial history. Whether you’re:

• Filing taxes again
• Applying for a mortgage
• Responding to the IRS
• Or just keeping good records

It’s smart to have a copy of your federal tax returns. The IRS recommends keeping them for at least three years after you file.

If you’ve lost yours or didn’t save a copy, don’t worry—there are easy ways to request them.

Use Your IRS Online Account

The fastest and easiest way to see your tax records is through your official IRS Online Account.

There, you can:

• View and download your tax transcripts
• Check how much you owe
• See your payment history
• Find your prior year’s Adjusted Gross Income (AGI)
• Access other past tax records

If you’re able to create an account, this is your best option. It’s free and available 24/7.

2. Ask Your Tax Preparer or Software Provider

Did you file taxes using a tax professional or online software?

If so:

• Contact your tax preparer and ask for a copy
• Check your tax software for saved returns

Most providers keep your records for several years.

3. Request a Free Tax Transcript from the IRS

If you can’t get a full copy of your return, a tax transcript might be all you need. It includes:

• Your basic filing info
• Any changes made after you filed
• Your Adjusted Gross Income (AGI)
• Income and withholding details

You can get a transcript:

• By mail
• By phone

To order by mail:

• Use Form 4506-T or 4506-T-EZ
• Send it to the IRS address listed on the form

To order by phone:

• Call 800-908-9946
• The transcript will be mailed to you

These transcripts are available for up to three years after you file.

Don’t worry—your personal info like Social Security numbers is partially hidden to protect your identity.

Need the Full Return? Request a Copy for a Fee

If you need a full copy of your actual tax return (not just a transcript), you can request one from the IRS.

Here’s how:

• Fill out Form 4506
• Mail it to the address listed on the form
• Include the $43 fee for each year requested

You can request returns for:

• The current tax year
• Up to 7 years back

Have You Kept Your Tax Records?

• Do you know where your old tax returns are?
• Have you checked your online IRS account?
• Do you need a transcript or a full return?

Think about what you need and follow the steps above. Getting your tax records is easier than you might think.

4 Ways to Get Past Tax Returns

• IRS Online Account: Fast and free access to transcripts
• Tax Preparer/Software: Ask them for copies
• Tax Transcript: Request by mail or phone for free
• Full Copy: Use Form 4506 for a certified return ($43 fee)

No matter why you need them, these options help you get your tax history quickly and securely.

Need Help With Back Taxes?

Explore how to REDUCE, RESOLVE, or even ELIMINATE your back taxes through the IRS Fresh Start Program.

If you owe back taxes or have IRS issues, click here or call us directly at (877) 542-0412.

Ask for a FREE CONSULTATION.